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Finance and Insurance

Car Finance
Car Finance
Border Cars Warranties
Border Cars Warranties
Finance Conduct Authority
Finance Conduct Authority
Car Finance

Car Finance

Car Finance Solutions

See it, drive it, want it and have it all within your budget!
If you are looking for a great finance deal for your new car, Border Cars is here to help.  Regulated and approved by the Financial Conduct Authority, we work with the biggest finance houses in the business to bring you the most competitive deals in vehicle financing for personal and business use, financing both cars and commercial vehicles.

Reasons to use Border Cars:

  • We offer our customers the most competitive rates currently on the market – in fact were confident we will BEAT YOUR BANK
  • You can often take delivery of a new model without increasing your monthly payments, and if it is your first ever purchase you could be pleasantly surprised with how far your monthly budget will go
  • Our process is convenient and quick and we can submit your application in branch, there are no long telephone calls and we can get a decision in minutes.
  • Hire Purchase, Personal Contract Purchase, Contract Hire…no matter which finance product you opt for, we will provide you with a personalised quote to meet your budget and vehicle needs.
  • 0% Finance Offers & Low Rate Finance Offers are available from time to time so please always ask. All finance is subject to acceptance, & terms & conditions apply to all finance products.
  • Every one of our customers is different so we tailor finance packages to suit your individual needs. Our in house vehicle finance specialists will advise you on the options available to you.


Specialist Automotive Finance (SAF) have been introduced by the Finance and Leasing Association (FLA) to raise professional standards and improve the knowledge of motor dealership staff involved with the sale of motor finance. All of Border Cars staff are SAF trained in order to provide our customers with information and advice on the finance product that is right for them.

Border Cars Warranties

Border Cars Warranties

Whatever the make and model, we are confident you will enjoy your new vehicle.  They have been designed and engineered to the highest safety and performance standards to give you confidence and peace of mind.  They go through stringent quality checks before they leave the factory and when they arrive at Border Cars we complete our Pre-Delivery Inspection. This means your new vehicle has been thoroughly inspected and tested before it is delivered to you. 

In addition, new vehicles come with a manufacturer’s warranty ranging from anything between 3 and 7 years, enhanced with roadside assistance packages for the first year or the duration of the warranty, all depending on the make. To maintain the anti-perforation warranty an annual bodywork inspection must be carried out and this can be completed at service. Each vehicles’ servicing requirements are different and it is important to maintain your vehicle according with the manufacturer’s guidelines, keeping your warranty valid. If you have any questions, speak to you sales executive or contact our Customer Care Team on 01387 271030.  

When you buy a pre-owned car from Border Cars, please relax, enjoy and have peace of mind - your vehicle is covered by a Border Cars Warranty. When you buy your vehicle, you will have an option to add a Platinum Warranty which covers both mechanical and electrical failures and comes with 12 months roadside assistance.  Having a Border Cars Warranty provides peace of mind!   And remember before your warranty comes to an end, call our Border Cars Protection Centre on 01387 271011 to discuss the options available to you.

Finance Conduct Authority

Finance Conduct Authority

Border Cars Group Ltd is registered in Scotland and has the registered office of 130-132 Terregles Street, Dumfries DG2 9DX Company Reg. No. SC508621 VAT Registration Number 216 6301 36

Border Cars Group Ltd is authorised and regulated by the Finance Conduct Authority, registration no. 309061

Border Cars Group Ltd’s permission covers advising and arranging with a view to transactions in non-investment insurance contracts. You can check this on the FCA's register by visiting the FCA's website www.fca.gov.uk/register or by contacting the FCA on 0845 606 1234.

Border Cars Group Ltd act as a credit broker sourcing credit to assist with your purchase from a carefully selected panel of lenders. Lenders may pay a fee for these introductions, a guarantor may be required and all offers are subject to status, terms and conditions.

Panel of lenders:

  • Barclays Partner Finance
  • Borderway Finance
  • Close Brothers Ltd (Motorhomes)
  • FGA Capital And FGA Contracts
  • Finance Mitsubishi
  • Ford Credit
  • Moneyways
  • Hyundai Capital UK t/a Kia Motors Finance
  • Mazda Financial Services
  • New Look Loans Ltd (Broker)
  • Northridge Finance Ltd
  • Santander Consumer Finance
  • Suzuki Finance
  • Volkswagen Financial Services (UK) Limited